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We Are Credit Experts - Your "best interest" is our goal!

Your credit score is the most important three-digit number in your life. Improving your credit can lead to savings of hundreds of thousands of dollars over the life of a mortgage. In addition, a better credit profile can help you with credit card rates, auto loans, and help you get that job you wanted.

How We Help to Improve Your Credit Profile

Valley Credit Builders is not a "drive-through" credit repair company. We are interactive with our clients. You are involved and communicated with throughout the entire process.

First, we work together to review your credit report line by line, to identify items that are potentially reporting incorrectly, items that are outdated, unverifiable, misleading, or questionable. We assist in the correspondence needed to interact with the major credit bureaus and your creditors to remove or correct these questionable negative items from your credit report. 

Next, we work with you on creating an action plan for things you can do to maximize your credit profile; simple adjustments to the way accounts are being reported can have a massive impact on your overall credit grade, and profile. We educate you every step of the way so you know how you can continue to manage your credit long after your time with us. 

During this entire process, you are able to login to your file 24/7 to view recent activity, messages from our staff, and to see what negative items have been corrected from your report. The most important part is that everything we do to raise your score is 100% legal and governed under the Credit Repair Organizations Act. 

Our clients have the opportunity to save hundreds of thousands on their mortgage, credit card bills or even their car insurance. Call us at 978-886-7805 for a free have nothing to lose!

Our Pricing

After the Audit, Analysis and Consultation fee, we only charge for our successes.  There are no on-going monthly fees.  We feel this pricing structure aligns our goals with yours. We want as many corrections as possible in the shortest period of time. Which we believe is our clients goals.